Appraisal services for COLORADO SPGS and El Paso County homeowners

Here are the top 7 reasons CO homeowners need Michael Mientka:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
  2. Challenge El Paso county's assessment of your propertyworth
  3. To cut your monthly mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. Settle an estate in CO by determining the true market value of real estate in question

Do you own a house in or near COLORADO SPGS? Do you need help deciding the value of your real estate?
Contact Michael Mientka.

We at Michael Mientka understand the unique needs of a customer seeking appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. But as a general consumer,you can expect extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own home because of your emotional attachment to it. Our professional appraisers at Michael Mientka are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract buyers. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your property's price, and not just how much your house is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value assessment than yours.

Need to remove PMI?

A popular money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are experts in helping people just like you delete unwanted PMI insurance.

Challenge El Paso county's assessment of your property

Lets say you live in a region that is going down -- your local tax assessor may have your home overvalued. This means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. When challenging your property tax assessment, getting an appraisal report from Michael Mientka is your number one weapon.

Recently got a freeze your HELOC?

If your home is near a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inconvenient from a cash flow viewpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Michael Mientka can provide you with an expert appraisal to help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you would wish to have a veteran appraiser double-check it for accuracy or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Michael Mientka can go out and check the subject and comps in question in a field review. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that While typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your house.